Seeking assignments in Functional Consulting (bfsi)/Product Consulting/Product Management/Functional Architecture/Testing/ Banking Operations / Credit Portfolios with an organisation of repute

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  Providing inputs to the product design and features as suitable to the global changing needs of the customers.
  
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  Closely interacting with the Pre-sales team for customer presentations for Limits & Collateral Management (ELCM Module).
  
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  Currently working in Japan cluster and responsible for Consumer Lending module for Japan region based requirements.
  
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  Worked in La tam Cluster release for Chile Tax, Insurance & Refinance regulatory requirements for commercial lending module for retail customers.
  
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  Evaluate the existing product for usability and suggest changes for user friendly UI for the users.
  
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  Presenting the requirements to the audience from development teams and testing teams after requirement gathering
  
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  Working out solution approach for BRD and FDD for the final presentation for solutioning.
  
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  Worked in Portugal localization Project for localization requirement gathering and solutioning.
  
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  Modules covered in the requirements were Lending, Loan Syndication, Enterprise Limits & Collateral Management, Overall Tax requirements from Portugal regulatory perspective and Core requirements for FLEXCUBE.
  
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  Collaborating with partners/customers for requirement understanding and gathering.
  
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  Worked in the roadmap preparation of the Product Management team for the Lending and Limits and Collateral Management modules in FLEXCUBE.
  
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  Replying to customers RFP & RFI for Lending and Limits module in FLEXCUBE.
  
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  Building new Business Process flows for Credit Management, Loan origination, Account Creation etc with the banking perspective.
  

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  Experience in managing product requirements, market analysis and integrating with the product development organization.
  
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  Competency in translating requirements into customer solutions including opportunity identification, requirements development, software development management, delivery, support and analysis.
  
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  Worked with partners and consulting teams for requirement gathering for the flagship product FLEXCUBE.
  
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  Currently working on Limits & Collateral Management gap analysis.
  
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  Working on creating a new Alerts framework in the flagship product FLEXCUBE.
  
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  Solutioned for Sweeps and Cash Management products for Retail Banking in the flagship product FLEXCUBE.
  
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  Building roadmap for the future release for FLEXCUBE.
  
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  Preparing the requirement specifications, functional specifications and then engaging with the development team for the solutioning part.
  
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  Reviews of the specs prepared by the team.
  

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  Supervised test engineers in direct testing of applications, development of test methodologies, and preparation of test related documentation.
  
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  Overall Project Management for the Testing Team for the Release.
  
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  Experience in People Management and Large Test Delivery.
  
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  Managed Large testing engagements
  
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  Independently have run projects with resource management, Training of resources and mentoring.
  
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  Reports to management on resource allocation, project tracking and adhering to process and timelines.
  
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  Participate in planning exercise for starting, scoping and estimation of testing cut effort.
  
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  Define UAT scope: what will be tested based on what test cases/scenarios, including dependent apps/teams.
  
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  Develop test cases where gaps exist.
  
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  Formulated quality test plans and measured and monitored actual results against plans.
  
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  Track execution and defect status. Includes defect resolutions from Build / advising workarounds for blocked test cases.
  
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  Liaison with Release Mgmt for environment issues.
  
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  Co-ordinate signoffs for in-scope items and system testing if any.
  
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  Root cause analysis to identify scenarios with weak test coverage.
  
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  Increased product performance and stability by implementing new test strategies during testing stages of new product version releases.
  
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  Lessons learnt and continuos improvement.
  
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  Completion activities before release like review of documentation, Training material and user manuals.
  
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  Worked in FLEXCUBE modules Limits & Collateral Management, Loan Syndication, Payments (SWIFT Messaging, SEPA Payments & Payments & Collections), Consumer Lending and CASA & Core.
  
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  Test Lead for the Qualification and Integration of FLEXCUBE with MANTAS (AML Fraud solution)
  
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  Lead the testing team which built the product, Enterprise Limits & Collateral Management (ELCM).Was the domain lead for Functional design of the Product as a stand alone system which can be plugged in to an external product processor.
  
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  Test Manager for Project Financing module Release Dec 2010.
  

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  Received Best Performer Team Award, for Oracle Enterprise Limits & Collateral Management (ELCM) Product Release in 2008.
  

Mar’95-Mar’07 at Central Bank of India, Morena as Assistant Manager

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  Preparing Project Report for loan purposes and renewals; generating and submitting monthly statements to banks Regional Office/Zonal Office.
  
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  Handling the transactions related to bank and preparing Bank Reconciliation Statements.
  
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  Undertaking qualitative/ quantitative forecasting analysis of Trading/Propreitory concerns/Individuals/Corporates under consideration for investment & in-depth strategic reviews to determine potential candidates.
  
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  Collecting and correlating data from various sources for the purpose of credit analysis.
  
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  Accountable for:
  

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  The appraisal and the credit rating of the borrower based on the internal guidelines.
  
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  Working Capital appraisal of borrower and breakeven analysis of the borrower project.
  
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  Renewal of working capital and term loan proposals as well as Classification of Non performing assets.
  
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  Income recognition for loan accounts as per the prudential guidelines.
  
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  Credit Risk Management at the branch level for accounts above the regulatory requirement
  

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  Handling payments, local clearing and branch operations.
  
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  Responsible for preparation of:
  

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  Branch budgets for the year.
  
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  P/L statement, Balance sheet, asset liability management, Inter branch reconciliation,
  
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  Statistical return for month end, quarterly and half yearly ending, Deposit mobilization for branch targets & closing operations of the branch.
  

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  Received:
  
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    Performance of Excellence in Deposit Mobilization and House Keeping and enabled the branch to win the best branch of the Zone Award.
    
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    Spot awards and incentives for small loans segments recovery; Central Bank of India
    

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  Responsible for project purchases, project analysis, capital purchases and vendor development.
  

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  Diploma in Computers and Office Management (DCO) from IGNOU in 1997.
  
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  Post Graduate Diploma in Financial Management (PGDFM) from Pondicherry University in 1997.
  
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  B.Sc. in Electronics & Instrumentation from Dr.Sir Hari Singh Gaur University in 1993.
  

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  Certified Associate of Indian Institute of Bankers (CAIIB).
  

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  Attended trainings in:
  

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  Marketing of Ancillary bank services.
  
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  Rural Finance and Retail Banking.
  
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  Basel-II, I-flex Finance Professional.
  

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  Completed Project Management Workshop Synergy (PMWS)
  

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  Part of team which published an e-book in Loans called ‘Loans-Functional Perspective’ and which is published in the Oracle Intranet as part of e-learning in Mar 2010.
  
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  Prepared draft document for credit risk management with standard approach and the calculations thereof for ELCM (Enterprise Limits & Collateral Management) Release.
  
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  Currently working on EBAM(Electronic Bank Account Management) Functional Architecture
  

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  Attended SWIFT Partner Meeting Mar’10 at La Hulpe Belgium as an ORACLE Financial Services Software Ltd. delegate.